Funding when banks say no.
Stressed accounts, NPA cases, OTS requirements — we specialize in scenarios traditional banks won't touch. Where others see risk, we structure capital.
NPA · OTS · Auction-stay
GrowLotus arranges bespoke funding solutions — from ₹1 crore to enterprise scale — through our network of private capital partners. Growth capital, project funding, or stressed asset support, across every industry.
Stressed accounts, NPA cases, OTS requirements — we specialize in scenarios traditional banks won't touch. Where others see risk, we structure capital.
Your industry doesn't matter to us. Your numbers do. From manufacturing to e-commerce, retail to logistics — we evaluate businesses on fundamentals, not sector bias.
Funding arrangement plus dedicated legal support — under one roof. From property auction prevention to deal structuring, you're never navigating alone.
Curated access to India's discerning private capital partners — beyond the limitations of traditional banking timelines and rigid risk filters.
₹1 crore is our starting point, not our ceiling. Whether it's ₹1 Cr for working capital or ₹50 Cr+ for a project, we structure deals at your scale.
Among India's most experienced advisors for NPA accounts, OTS negotiations, and auction-stay scenarios — combining funding with strategic legal support.
Manufacturing, services, retail, trading, e-commerce — we look at your financials, not your sector. If the numbers tell a story, we can structure the capital.
They understood the situation wasn't a banking problem — it was a capital problem. GrowLotus saw what was needed and made it happen.
"We were facing an NPA classification when traditional lenders had already walked away. GrowLotus didn't just arrange capital — they structured a path forward that saved our business."
"Three banks rejected our restructuring. We were about to lose two decades of business. GrowLotus understood our situation without judgment, structured an OTS, and arranged fresh capital from a private investor."
"When our hotel's account turned NPA during pandemic recovery, every door closed. GrowLotus opened a new one — a private funder who understood hospitality cycles. We're now expanding to two more cities."
"Our D2C brand was scaling fast but banks couldn't keep up. GrowLotus understood our cash flow story and arranged ₹3 crore in unsecured funding from their private network — in under 30 days."
"We needed project funding banks deemed 'too early stage'. GrowLotus structured a hybrid term + equity deal with two private funders that gave us both the capital and the flexibility we needed."
"We were planning a ₹40 crore expansion and our existing banking relationships were taking forever. GrowLotus brought us three private funder options within two weeks and structured a deal that protected our equity."
A private conversation about your business, the situation, and what success looks like.
Numbers first. We assess fundamentals, not your sector. Honest read-out, no theatrics.
We bring the deal to the right partners in our private network — quietly, with conviction.
Legal + financial structuring under one roof. Capital lands. You return to building.
We don't favour glamour sectors and we don't dismiss unfashionable ones. The financials are the brief — and a serious business in any sector deserves a serious read.
If the numbers tell a story, we can structure the capital.
Every business has a story. Every story deserves the right capital partner. A 20-minute confidential conversation costs you nothing — and tells you everything about whether we're a fit.